Financial Well-Being

Financial well-being is effectively managing your economic life. There is a lot to consider when it comes to your finances, but there are tools for Cretex employees.

National Foundation for Credit Counseling

Since 1951, NFCC has served as a pathway for millions of people to overcome their financial struggles. This holistic system that we’ve built has given us the chance to make money management expertise solutions accessible to all. In our next chapter forward, our goal is to lead a movement that better equips Americans with the tools they need to manage their financial health, and in turn, create a stronger economy for future generations to come.

To contact the NFCC, call 800-388-2227 or visit

GreenPath Financial Wellness

A non-profit organization offering debt counseling, debt management, student loan counseling, and credit report review.

GreenPath’s mission is to empower people to lead financially healthy lives. Financial wellness is a key factor in people’s freedom to pursue their dreams. We envision a world where people are ready for life’s ups and downs, and we all have the tools we need to accomplish our financial goals.

To contact the GreenPath, call 833-529-0432 or visit

Family Budget Calculator by the Economic Policy Institute

The Family Budget Calculator measures the income a family needs in order to attain a modest yet adequate standard of living. The budgets estimate community-specific costs for 10 family types (one or two adults with zero to four children) in all counties and metro areas in the United States. Compared with the federal poverty line and the Supplemental Poverty Measure, EPI’s family budgets provide a more accurate and complete measure of economic security in America.

Annual Credit

You can get a free report once every 12 months from each of the three nationwide consumer credit reporting companies through You can request all three of your reports at once, or you can space them out over the course of the year.

Principal Milestones

Principal Milestones can help you in over 35 areas including online will preparation, student loan management, and long-term care insurance. Log into your Principal account. Milestones can be found in the Planning Resources tab.

Principal On-Demand Webinars

Principal offers free monthly webinars on several topics helping people navigate retirement planning and budgeting.

Principal Enrich Money Mindfulness

Principal provides a series called Money Mindfulness which aims to lower your stress about finances using meditation, mindfulness, and personality tools. Get started on your money mindfulness journey by visiting the website.